Forms and Publications

Members Forms

Expression of wish form -nomination

Opt-Out Form - opt out

50/50 Contribution Flexibility Application

Joining Form - opt in

Pension Transfer in Form -transfer

Internal Dispute Resolution Procedure

Guides to the LGPS including AVCs

A guide to additional voluntary contributions (AVCs) in the Local Government Pension Scheme (LGPS)

A brief guide to the Local Government Pension Scheme (LGPS) for employees in England and Wales

Administration Performance

LPPA Performance 2024/2025 - Q4 Jan-Mar

LPPA Performance 2024/2025 - Q3 Oct-Dec

LPPA Performance 2024/2025 - Q2 Jul-Sep

LPPA Performance 2024/2025 - Q1 Apr-Jun

LPPA Performance 2023/2024 - Q4 Jan-Mar

Annual Reports and Financial Statements

Cumbria LGPS Annual Report 2024-25 Administration Strategy & Communications Policy at 31 March 2025
Funding Strategy Statement at 31 March 2025
Governance Policy Statement at 31 March 2025
Governance Policy Statement Appendix 1 at 31 March 2025
Investment Strategy Statement at 31 March 2025

CLGPS Stewardship Report 2024-25

Cumbria LGPS 2024 25 Unaudited Accounts

 

Actuarial Valuations

Actuarial Valuation 2022

Investments

Investment Beliefs - Cumbria Pension Fund

Markets in Financial Instruments Directive 2004 (MiFID II)

CLGPS Alternatives and Investments

Share Voting Record

 

2025 Q3 Border to Coast Multi Factor Equity Summary Voting Report

2025 Q3 Border to Coast Global Summary Proxy Voting Report                     

2025 Q3 Border to Coast UK Summary Proxy Voting Report

2025 Q3 Border to Coast Overseas Developed Summary Proxy Voting Report

2025 Q3 Border to Coast Integrated Detailed Proxy Voting Report

2025 Q3 Border to Coast Integrated Summary Proxy Voting Report  

2025 Q2 Border to Coast Global Summary Proxy Voting Report                      

2025 Q2 Border to Coast UK Summary Proxy Voting Report

2025 Q2 Border to Coast Overseas Developed Summary Proxy Voting Report

2025 Q2 Border to Coast Integrated Detailed Proxy Voting Report 

2025 Q2 Border to Coast Integrated Summary Proxy Voting Report  

2025 Q1 Border to Coast Global Summary Proxy Voting Report                     

2025 Q1 Border to Coast UK Summary Proxy Voting Report

2025 Q1 Border to Coast Overseas Developed Summary Proxy Voting Report

2025 Q1 Border to Coast Integrated Summary Proxy Voting Report

2025 Q1 Border to Coast Integrated Detailed Proxy Voting Report

2024 Q4 Border to Coast Global Summary Proxy Voting Report

2024 Q4 Border to Coast UK Summary Proxy Voting Report

2024 Q4 Border to Coast Overseas Developed Summary Proxy Voting Report

2024 Q4 Border to Coast Integrated Detailed Proxy Voting Report

2024 Q4 Border to Coast Integrated Summary Proxy Voting Report

2024 Q3 Border to Coast Global Summary Proxy Voting Report                      

2024 Q3 Border to Coast UK Summary Proxy Voting Report

2024 Q3 Border to Coast Overseas Developed Summary Proxy Voting Report

2024 Q3 Border to Coast Integrated Detailed Proxy Voting Report 

2024 Q3 Border to Coast Integrated Summary Proxy Voting Report  

2024 Q2 Border to Coast Global Summary Proxy Voting Report

2024 Q2 Border to Coast UK Summary Proxy Voting Report

2024 Q2 Border to Coast Overseas Developed Summary Proxy Voting Report

2024 Q2 Border to Coast Integrated Detailed Proxy Voting Report

2024 Q2 Border to Coast Integrated Summary Proxy Voting Report

2024 Q1 Border to Coast Integrated Detailed Proxy Voting Report 

2024 Q1 Border to Coast Global Summary Proxy Voting Report

2024 Q1 Border to Coast UK Summary Proxy Voting Report

2024 Q1 Border to Coast Overseas Developed Summary Proxy Voting Report

2024 Q1 Border to Coast Integrated Summary Proxy Voting Report

2023 Q4 Border to Coast Global Summary Proxy Voting Report

2023 Q4 Border to Coast UK Summary Proxy Voting Report

2023 Q4 Border to Coast Overseas Developed Summary Proxy Voting Report

2023 Q4 Border to Coast Integrated Detailed Proxy Voting Report

2023 Q4 Border to Coast Integrated Summary Proxy Voting Report

2023 Q3 Border to Coast Global Summary Proxy Voting Report

2023 Q3 Border to Coast UK Summary Proxy Voting Report

2023 Q3 Border to Coast Overseas Developed Summary Proxy Voting Report

2023 Q3 Border to Coast Integrated Detailed Proxy Voting Report

2023 Q3 Border to Coast Integrated Summary Proxy Voting Report

 

Privacy Statements

Full Privacy Statement

Summary Privacy Statement

Memorandum of Understanding regarding Compliance with Data Protection Law

Employer Forms

IRMP Form

Fund Policies

Governance Policy Statement

Governance Policy Statement Appendix 1 - Recruitment Procedure

Administration Strategy & Communications Policy

Investment Strategy Statement

Responsible Investment Policy

Cash Investment Policy

Funding Strategy Statement (FSS)

Admission & Termination Policy Statement

Discretions Policy

Training Policy

Policy & Procedure on Reporting Breaches of the Law

Internal Control & Risk Management Policy

Conflicts of Interest Policy

 

Newsletters

Pension newsletter  2025

Jan 25 Prudential AVC members newsletter

Active/deferred member newsletter 2024

Retired member newsletter 2024

Planning for retirement newsletter 2024

Consultation Responses

2025 08 07 Fairness & Access Consultation - Cumbria Pension Fund Response

2025 01 22 Inheritance Tax Response Cumbria LGPS Pension Fund

Cumbria LGPS Archived Documents

Archived Documents

Actuarial Valuation Reports

Actuarial Valuation Report 2019

Actuarial Valuation Report 2016

Actuarial Valuation Report 2013

Annual Reports

Annual Reports and Accounts 2023-2024

Annual Reports and Accounts 2022-2023 

Annual Reports and Accounts 2021-2022

Annual Reports and Accounts 2020-2021

Annual Reports and Accounts 2019-2020

Annual Reports and Accounts 2018-2019

Annual Reports and Accounts 2017-2018

Annual Reports and Accounts 2016-2017

Annual Reports and Accounts 2015-2016

Annual Reports and Accounts 2014-2015

Annual Reports and Accounts 2013-2014

Annual Reports and Accounts 2012-2013


Audit Findings

Audit Findings 31 Mar 2021

Audit Findings 31 Mar 2020

Audit Findings 31 Mar 2019

Audit Findings 31 Mar 2018

Audit Findings 31 Mar 2017

Forum Presentations

Forum Presentation - 19 Oct 2023

Forum Presentation - 21 Nov 2022

Forum Presentation - 11 Nov 2021

Other Archived Documents

Investment Strategy Statement at 31.03.24

Administration & Communications Policy at 31.03.24

Funding Strategy Statement at 31.03.24

Governance Policy Statement at 31.03.24

Stewardship Report 2023-2024 

Cumbria LGPS Stewardship Report 2022/2023

Cumbria LGPS Stewardship Report 2021-2022

Forum Presentation - 21 Nov 2022